Disclaimer &
Terms of Use.

1. Information and education

These terms explain the use of Zambezi Capital Management Limited’s public website. Market commentary, Quarterly Market Updates (QMU), research, webinars, interviews, market snapshots and Thrive learning materials are provided for general information and educational purposes. They help audiences stay up to date with financial markets and develop financial knowledge.

This content does not constitute financial or investment advice, a personal recommendation, or an offer or invitation to buy, sell or invest in a financial product. It does not take account of your individual objectives, financial circumstances or needs. Educational assessments and course results support learning; they are not an assessment of whether an investment is suitable for you.

2. No financial products or investment advice to the general public

Zambezi Capital does not offer financial products to the general public and does not provide financial or investment advice to the general public. We do not solicit or collect investment funds from the general public.

Accessing our content, taking a course, attending a webinar or contacting us does not create an investment advisory relationship. Any separately agreed professional engagement is governed by its own written terms. The Angel Portal has separate terms available within the portal.

3. Guest analysts and independent views

Views expressed by guest QMU analysts, speakers and contributors are their own and do not necessarily reflect the views of Zambezi Capital. Featuring a guest, institution, product or market does not constitute an endorsement or a recommendation to invest.

4. Seek appropriately regulated advice

Before making a financial or investment decision, seek advice from an appropriately licensed financial or investment advisory institution in Zambia. Confirm its current licence and the activities it is authorised to carry out directly with the relevant regulator. A licence for one activity should not be taken as authorisation for every financial service.

• Capital markets: contact the Securities and Exchange Commission (SEC Zambia), using its official government registry contact listing, to verify capital-market institutions and advisers. You can also follow SEC Zambia’s official LinkedIn page for public notices.
• Banking and other Bank of Zambia-supervised financial services: consult the Bank of Zambia’s registered financial institutions.
• Pensions and insurance: consult the Pensions and Insurance Authority (PIA), including its licensed insurance entities and pension-related registers.

These links help you carry out independent checks. They do not imply that Zambezi Capital is licensed, endorsed or approved by any of these regulators. Regulatory status can change; verify it before proceeding.

5. Unauthorised requests for money

Anyone using Zambezi Capital’s name, branding, staff identities or content to request investment money from the general public is acting without our authority. Such requests are not part of Zambezi Capital’s public-facing business.

If you receive a suspicious request, do not send money or share passwords, one-time codes or sensitive financial details. Verify the approach through our published contact channel: admin@zambezicapital.org. If you have already transferred funds, contact your bank or payment provider promptly and report the matter to the appropriate authorities.

6. Market information and third-party sources

Markets, prices and circumstances change. Commentary reflects the information and views available at the time it was prepared. Market feeds may be delayed or interrupted, and historical results or illustrations do not guarantee future outcomes. Check the publication date and verify information independently before relying on it.

We aim to provide accurate, useful information, but errors or omissions may occur. External websites, guest content and third-party data are subject to their providers’ terms and practices. A link is provided for reference and does not amount to an endorsement of an institution or product.

7. Responsible use of this website

Use the website lawfully and do not misrepresent our content as personalised advice, impersonate Zambezi Capital or use our name to solicit public investment funds. Respect the rights of Zambezi Capital, contributors and third-party content owners. When sharing commentary, retain the source, date and context; contact us about permissions for reproducing material.

Course participation and portal access may also be subject to the specific terms displayed for those services. We may update this page as our website changes; the date above identifies the latest revision.

8. Questions and corrections

For questions about these terms, a correction to published content or a suspicious approach using our name, contact admin@zambezicapital.org.